Helping you define retirement the way you want it to be.
We recognize that the abundance of information surrounding retirement can be overwhelming. By employing our advanced analytical strategies, we explore every option and data point to ensure you gain confidence in managing your retirement funds. Our goal is to simplify the process while providing thorough insights to guide you effectively.
You spoke, We listened…
- Ensuring my money lasts throughout my lifetime.
- Protecting a percentage of my assets from market losses.
- Wealth Management through risk mitigation.
- Creating a tax-efficient stream of income.
RETIRE SECURELY
You can ensure a secure retirement by limiting investment exposure to the risks of the stock market. Allocating a portion of your retirement assets to be guaranteed lowers risk. This helps protect your financial future.
RETIRE COMFORTABLY
Aligning your retirement goals with how your money should work ensures that your financial outcome reflects your aspirations. You can achieve this by managing your expenses while enjoying your retirement comfortably.
RETIRE HAPPY
By consolidating all elements of your financial retirement and eliminating concerns about the stock market fluctuations or whether your expenses will be covered, you can secure a truly happy retirement.
We assist you in addressing your most pressing questions about your retirement such as:
- Will my money last throughout my lifetime?
- Is my portfolio performing up to my expectations?
- Am I overly invested in the stock market?
- Where will my income come from when I stop working?
- How can I maximize my social security benefits?
- How will my income affect my Medicare IRMAA?
- Am I minimizing my tax obligations?
By taking advantage of our complimentary retirement and portfolio analysis you will achieve a clearer and more comprehensive understanding of your financial situation.
Our HFG FIVE STEP PROCESS is designed to guide you toward a secure, confident and comfortable retirement.
- We understand that your retirement is driven by a clear sense of PURPOSE and a defined TIMELINE.
- Having a comprehensive grasp of how and when your retirement assets will be utilized is essential prior to making significant financial choices.
- Our HFG FIVE STEP PROCESS is designed specifically to clarify your retirement landscape and empower you with the knowledge you need to make informed choices.
STEP 1: DISCOVERY
We get to know you. You get to know and learn more about us.
STEP 2: ANALYSIS
We do our homework and prepare all your relevant reports.
STEP 3: DISCLOSURE
We go through your analysis reports during a detailed, in-depth meeting, so you can make informed decisions.
STEP 4: ACTION PLAN
We work together to fine-tune a plan that meets your needs.
STEP 5: REVIEW
We are with you every step of the way, making necessary adjustments as your needs change.
SERVICES WE HELP YOU WITH
IRA / Roth IRA / 401k Rollovers
Utilizing our investment analysis report helps you understand what you own, what your cost is, and what your return is after your fees.
Investment Advisory Services
The independent fee-based relationship allows you to rest assured there are no conflicts created by commissions and no product bias.
Retirement Income Strategies
When it’s time to turn retirement savings into retirement income, we have the strategies that help you make the transition.
Social Security Strategies
By utilizing our social security analysis, you can see how claiming earlier or later affects your benefits. Also, your benefit may be taxable.
401k Advisory Services
Take the guesswork out of picking the funds in your 401k. Learn why Target Date Funds are not advantageous. Professional management for your current employer 401k.
Power of Attorney
This is one of the most overlooked documents by financial advisors that could cause nightmares for you and your family.
Medical Power of Attorney
This document is coordinated with the POA. You designate someone to handle your medical decisions.
Medicare Planning
Explore your medicare coverage options that make sense for you. No obligations. Just solutions.
F.A.Q. -Frequently Asked Questions
What we do.
How we work.
Who we work with.
HOW DO WE WORK?
How do I get started with you?
The first step in working with us is to contact us and set up your FREE retirement analysis. You can email us at: [email protected] , you can call us at: 610-500-5000 , or you can fill out our online calendar contact form.
What can I expect at the first meeting?
At our initial meeting which is Step 1 in our HFG 5 Step Process you can look forward to a relaxed and comfortable setting where we will delve into your background and retirement aspirations we will also outline our expectations of you and collect all necessary financial statements and tax return information this information is essential for us to enter data and generate your analysis reports.
What financial license do you hold, and how does that make you a fiduciary?
Keith Hawk holds a Series 65 investment adviser license and is registered with the SEC, which establishes him as a fiduciary investment adviser, which is acting in the best interest of the client. This sets Keith apart from firms like Edward Jones, Ameriprise, Wells Fargo, Morgan Stanley, and the other Wall St. banks and brokerages where advisors typically hold a Series 7 license which allows them to sell investment products. Unlike those firms, we do not sell investment products; instead, we manage portfolios on a fee basis. It’s important to note that even a CFP Certified Financial Planner could work for “as seen on tv/wall st.” companies and not necessarily fulfill the fiduciary duty due to conflicts of interest.
WHO DO WE WORK WITH?
I am over 59 1/2 and still working, can you help me?
I am already retired, what can you do for me?
I am under 59 1/2 what do you do for people my age?
WHAT SERVICES DO YOU PROVIDE?
What does investment advisory mean?
How can I maximize my social security benefits?
We understand the importance of maximizing your financial future, and that includes optimizing your social security benefits. You can start Social Security benfits at age 62 or after. If you wait until age 70, your benefit grows at 8% per year. There is no benefit to wait after age 70. Sometimes the strategy is to take it early. Sometimes the strategy is to take it later. it all depends on how we can coordinate and put together a strategy in order for you to maximize your benefits. Divorced people also have strategies that they can maximize their benefits with their ex spouse. We provide a social security maximization report for you part of our free retirement analysis.
What is 401k Maneuver?
GENERAL INFO
What are your fees?
Where are client funds held?
Are you affiliated with banks or brokerages?
PRIVACY